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What to Know About Home Surveys

Posted by Kim G. Bosshardt | Feb 12, 2019 | 0 Comments

Surveys for deals that involve lenders are required in order for the title company to issue a Florida Form 9 Endorsement. On the contrary, cash deals do not require a survey- it is at the discretion of the buyer. They typically range from $200 and up, depending on the company, time frame, lot size, and various other components. We encourage buyers to shop around to find quotes that fit their budget.

There is a possibility the current owners have existing surveys that they provide to the buyer. They can be used if the Seller can confirm no changes have been made to the property since the survey was completed and if the underwriter/their lender can approve it.

Surveys are for the buyer's protection- they will show the property boundaries, structures and any easements, possible encroachments, and setbacks. A copy of the title commitment is sent to the surveyor to make sure there are no discrepancies when it comes to who owns the land. All property surveys begin with research into legal descriptions about the land they'll be surveying and its history.

After surveying the land, the surveyor will provide a map with a raised seal detailing the property's legal boundaries. The survey will also include certifications of the buyer's names, lender's name, underwriter used for the title and the title company.

Surveys should be ordered as soon as the buyer has selected a lender to work with- this gives the title company ample time to touch base with the surveyor and provide the certifications to complete the survey prior to closing.

About the Author

Kim G. Bosshardt

Board Certified Real Estate Attorney


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